Important Update for Spirit Pilots Regarding the 401(k) Plan
Important Update for Spirit Pilots Regarding the 401(k) Plan [...]
Important Update for Spirit Pilots Regarding the 401(k) Plan [...]
Vance Howard suggests that geopolitical stand-offs, like the Iran impasse, can redirect opportunity — noting that markets like Brazil may benefit as global capital adjusts to shifting risks.
Vance Howard notes that while relief rallies can be powerful, they often lose momentum quickly — making it critical for investors to watch closely for signs that the move may be running out of gas.
Markets are entering turbulence. Exposure has already been reduced, with nearly 50% in cash — positioning portfolios to protect now and act when conditions improve.
Vance Howard suggests that “once the dust settles, the market often reveals its true direction,” reminding investors that patience and discipline are key during uncertain periods.
Vance Howard makes it clear that “panic is not a strategy,” emphasizing that disciplined investors who stay grounded during volatility are often the ones best positioned to benefit when markets stabilize.
In this video, we explain sequence of returns risk and why it can be one of the biggest threats to retirement income. We introduce our “retirement jet engine” concept — a strategy that uses a stable portion of assets to provide income during market downturns, allowing the rest of the portfolio to remain invested for long-term growth. The goal is to create a volatility buffer, avoid selling investments during down markets, and build a more resilient retirement income plan.
Vance Howard asks whether the recent surge in oil prices still has fuel left, noting that strong rallies can persist — but investors should watch carefully for signs that momentum may begin to fade.
Vance Howard notes that “cup-and-handle formations don’t appear in weak markets — they tend to form when leadership is quietly setting up for the next breakout.
With interest rates recently dropping to some of the lowest levels we’ve seen in four or five years, I’ve been getting a lot of questions: Should I buy right now? Should I refinance?