How we help eliminate Sequence of Returns Risk
In this video, we explain sequence of returns risk and why it can be one of the biggest threats to retirement income. We introduce our “retirement jet engine” concept — a strategy that uses a stable portion of assets to provide income during market downturns, allowing the rest of the portfolio to remain invested for long-term growth. The goal is to create a volatility buffer, avoid selling investments during down markets, and build a more resilient retirement income plan.
And the Oscar Goes To… Your Retirement Strategy
Ryan takes inspiration from Hollywood’s biggest night and hands out a few “Academy Awards” of our own to the strategies and habits that make a retirement plan truly successful.
Wealth Watch: Is the Oil Rally Running on Fumes?
Vance Howard asks whether the recent surge in oil prices still has fuel left, noting that strong rallies can persist — but investors should watch carefully for signs that momentum may begin to fade.
What Could Go Wrong? Avoiding Retirement Disaster by Using Inverted Thinking
We have a friend who, before making a major purchase, will google "problems with (name of item)." He's discovered that even the most highly rated products and services come with problems and trade-offs. Knowing what they are beforehand allows him to either plan for the problems or decide not to make the purchase at all.
Markets & War: What Investors Should Know
Global tensions have escalated following the conflict in Iran, and investors are feeling the ripple effects. In this timely conversation, Ryan shares perspective on how markets typically respond to war, why uncertainty creates volatility, and why emotional decision-making can be costly. While headlines quickly shift from one crisis to the next, the core principles of investing remain the same: discipline, patience, and long-term thinking.
Wealth Watch: Cups, Handles, and Chips: Serving Up the Next Breakout
Vance Howard notes that “cup-and-handle formations don’t appear in weak markets — they tend to form when leadership is quietly setting up for the next breakout.
